TomJordan.co.uk

Just a very quick post to say if you haven’t seen these, and you have any form of savings at all, you should check out these index linked savings certificates from NS&I.

They are government backed so your money is safe, and if you do need access to funds in an emergency you can cash in at any time, although if you do so in the first year you’ll forfeit any interest.  Invest £100 – £15,000.

The certificates are linked to the Retail Price Index (RPI) paying 0.5 above the annual figure meaning that they are inflation busting. The gains are also tax free.  There are lots and lots of stories out there on the web explaining how exactly they work.  But they are expected to sell out fast!